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What Is Not Covered By Workers' Compensation

Understanding your rights regarding Maryland workers' compensation is incredibly important. All too often, uninformed or misinformed individuals miss out on compensation that they are entitled to because they fail to seek adequate counsel through a reputable law firm. Taking these matters into your own hand is not advisable, since Maryland law can be quite convoluted and confusing. As one of the most experienced law firms when it comes to Maryland workers' compensation, we can advise you and make sure that your rights are fully protected under law.

One of the most misunderstood aspects of workers' compensation is what injuries are actually covered. Many times, people assume that their injury is unqualified for one reason or another. Understand what kinds of injuries are not covered by workers' compensation is a good way to help protect your rights. Most work related injuries are generally covered by Maryland workers' compensation. If you are injured while on the job, it is far likelier to be covered than not to be covered.

However, certain circumstances and injuries are not covered by workers' compensation. A very simple and rather obvious example pertains to intoxication while on the job. If you are injured at work but it can be shown that you were under the influence of drugs or alcohol at the time of your injury, then you will not be qualified for workers' compensation. Functioning can be greatly impaired by drugs or alcohol, so injuries sustained while under their influence are not covered by Maryland workers' compensation.

Self-inflicted injuries are generally not covered by workers' compensation. This includes if you were to get into a fight with a coworker and sustain injuries during the altercation. These injuries are brought about by your own deliberate actions and cannot be shown to be the fault of your employer or due to the circumstances of your job. While you will probably still want to consult an attorney in these situations, the likelihood of qualifying for workers' compensation is extremely low.

Blatantly violating company policy can sometimes disqualify you from receiving workers' compensation, as well. This can fall into some shady territory, though, and it is best to consult our law firm to ensure that you were, indeed, violating company policy. Our experienced attorneys can use their broad understanding of Maryland workers' compensation to confirm or disprove your eligibility in these types of situations. Just because your employer says you violated policy does not mean you are not entitled to workers' compensation.

In general, any injury that occurs while on the job requires legal counsel. If you are in the state of Maryland, our law firm can represent you and ensure that your rights under Maryland workers' compensation laws are fully protected.

Learn more:

Worker's Compensation - An overview
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