A flying toaster hit my windshield. Do I have a case?
At one time or another, every motorist must try to avoid flying debris or an unexpected obstacle in the roadway. The item could be anything from a chunk of concrete to a mattress to a toaster that falls out of the loaded bed of the pickup in front of you.
You may incur a cracked windshield or dented grill, resulting in a property damage claim with your insurance company. You might also end up crashing your car because you swerved and lost control of your vehicle. In that case, you might find yourself in another category altogether, if you or your passengers suffered injuries.