In many instances, workplace injuries suffered by Maryland residents can be tied directly to their job. Proving other injuries, however, could be linked to the workplace or to a worker’s private life.
When a worker breaks a bone or sustains a cut while at work, the injury plainly is related to work, which means that the employee is most likely qualified for workers’ compensation. Soft tissue injuries, such as sprains and strains, may be open to question, especially if such injuries are not reported immediately, and a decision must be made as to whether the injury is covered by an employee’s health insurance rather than workers’ compensation. The worker’s doctor may make the call as to which insurance covers the injury.
In soft tissue injuries, more doctors are choosing to classify the injury as work-related. Sometimes this is because workers’ compensation pays a larger share of their bill than group health insurance. Doing this may also be beneficial to the injured worker who can recoup lost wages through workers’ compensation. Plus, all approved medical expenses will be paid on the worker’s behalf; the worker does not have to cover any co-pays as they would with health insurance.
Maryland workers who suffer on-the-job injuries may be able to seek the benefits of workers’ compensation. These benefits can be significant, and include lost wages if the person is unable to work due to their injuries. As long as the worker follows employer and doctor orders, claims usually run smoothly. Still, glitches can occur at any time during the claim process. When this happens, the injured worker may want to consult a workers’ compensation attorney who may be able to get the claim reinstated.