After a car collision, it is normal to feel disoriented, overwhelmed, and uncertain about your next steps.
You have been through a traumatic incident that is only compounded when another driver was the cause of that accident. You may not be thinking about taking legal action, but the clock is ticking.
At Belsky & Horowitz, LLC, we are here to help.
When you talk to our Baltimore car accident lawyer, you can count on our years of experience helping countless clients just like you. We focus on handling the legal battle and insurance negotiations while you concentrate on healing.
Our team is ready to make sure your rights are protected and that you get the compensation you deserve.
How Do Maryland Car Crashes Happen?
The roads around Maryland are dangerous. According to Zero Deaths Maryland, there were approximately 110,401 car accidents in Maryland in 2023, with 28,577 injuries and 577 fatalities. As of September 2025, accidents have already claimed 351 lives.
What are the most common causes of auto accidents? Driver error or negligence.
While you may be a safe driver, those around you may not be, and you can still be involved in a wreck due to another motorist’s negligent actions.
Some of the most common causes of car crashes on our city’s streets are:
- Distracted driving
- Speeding
- Reckless or aggressive driving
- Failure to yield to the right of way
- Driving while under the influence (either drugs or alcohol)
- Adverse weather conditions
- Road construction
No matter the cause of your collision, a car accident lawyer in Baltimore from our office can help you determine the exact details and timeline to strengthen your case and secure the maximum amount of compensation for any damages you sustained.
Should You Hire a Baltimore Car Accident Lawyer?
Not every car accident automatically means you need a lawyer, but honestly, in a lot of cases, having one makes your life a whole lot easier.
If you have just been through a stressful or scary experience, and now you are being asked to handle insurance claims, determine damages, and keep track of deadlines while dealing with injuries or emotional strain, it can be overwhelming.
That is a lot. A Baltimore car accident lawyer steps in to handle the process for you.
Can Hiring a Car Accident Lawyer Make a Difference?
Insurance companies are not rooting for you to get the maximum payout. They are seeking ways to minimize their expenses. A lawyer knows the tricks of the trade. They can push back on lowball offers, handle all the back-and-forth with adjusters, and make sure you don’t accidentally say something that could hurt your case.
Sometimes, just having a lawyer involved is enough to make the insurance company take your claim seriously.
Getting the Full Value of Your Claim
With compensation, you might think about car repairs and the hospital bills, but you can see that a lot of costs are not obvious. Your lawyer looks at the bigger picture:
- Lost wages or the impact on your future earning potential
- Ongoing medical care or physical therapy
- Emotional distress or loss of enjoyment of life
- Long-term disabilities or limitations
A lawyer makes sure you are not leaving money on the table and that your settlement reflects what you have been through, not just the obvious.
Navigating the Legal Side Without Headaches
Maryland laws regarding negligence and liability can be difficult to understand. A Baltimore auto crash lawyer makes sense of it all for you. They make sure your claim follows the rules and protects you from anyone trying to take advantage. That means fewer phone calls, less stress, and no worrying that you missed a step that could hurt your case.
Court Ready (if Needed)
Most cases settle out of court, but if yours doesn’t, you want someone ready to fight for you. With a lawyer on your side, they know how to present your case effectively to increase your chances of getting the compensation you deserve.
Are There Situations Where You Might Not Need a Lawyer?
Not every fender-bender requires a lawyer. If the accident is minor, liability is obvious, and the insurance company offers a fair settlement, you might be able to handle it on your own. Some of these examples include:
- Only minor vehicle damage occurred
- No one was injured
- Fault is clear, and the insurer is cooperative
Even in these simple cases, it cannot hurt to have a lawyer review your situation. Sometimes, the hidden costs, such as minor injuries that worsen later, may not be apparent at first.
Ask yourself these questions to figure out if you should hire a lawyer:
- Did anyone get injured in the accident?
- Is there a dispute about who caused the crash?
- Are your medical bills high or ongoing?
- Does the insurance company’s settlement offer feel low or unfair?
If you answered “yes” to any of these, it’s a sign that a Baltimore car wreck lawyer can help protect you and make sure you get what you deserve.
The Role of Technology in Modern Car Accidents
Car accidents today are not about what you saw in the rearview mirror; they focus on the technology around you. And yes, that can actually work in your favor. When it comes to figuring out what really happened, a Baltimore car accident attorney can help you use every tool available to protect your case.
A Phone Can Be Your Evidence
Phones are everywhere. Yes, sometimes they cause accidents, but they can also help prove what happened. Texts, call logs, and GPS data can show if another driver was distracted or speeding. Your lawyer can guide you on how to collect this information legally, so it helps, not hurts, your claim.
Dashcams and Surveillance Cameras
Dashcams are becoming more common, and don’t forget traffic cameras or cameras from nearby businesses. Footage can show:
- Who ran a red light or stop sign
- How the crash unfolded in real time
- If someone else is trying to shift blame
Unfortunately, video can disappear quickly. For that reason, you want a lawyer who knows how to collect and preserve it.
Vehicle Black Boxes and Telematics
Many cars now come equipped with sensors or “black boxes” that record speed, braking, and airbag deployment at the time of a crash. A skilled lawyer can bring in an expert to interpret this data. With that, you have an unbiased witness who tells the truth about what really happened.
Without using these tools, your case may rely only on what people remember, which can get fuzzy fast.
Technology can give you a leg up, speed up negotiations, and sometimes increase the settlement you deserve. A Baltimore car crash lawyer makes sure none of these opportunities slip through the cracks.
Car Accidents and Maryland Law
If you have ever dealt with insurance paperwork or legal forms in Maryland, you know it is not an easy process. The rules here are strict, and even a minor mistake can result in significant consequences.
Pure Contributory Negligence
Maryland has pure contributory negligence. In short, if you’re even 1% at fault, you might not get anything from the other driver. Unlike some other states, Maryland doesn’t reduce your payout if you were partly at fault. You either get compensation, or you don’t. It is harsh, but knowing this upfront can save you a lot of headaches later.
Once again, with the help of an auto collision attorney, they can help prove you weren’t at fault and fight against any attempts to pin blame on you.
Statutes of Limitations
You usually have three years from the date of the accident to file a personal injury claim. Miss that window, and your chance for compensation is gone. Lawyers keep track of all deadlines, so you don’t have to stress about filing the right paperwork on time.
Baltimore courts, local insurance companies, and even traffic patterns have their quirks. A lawyer familiar with the city knows how claims usually play out, which insurers are toughest, and how to position your case to get results. In these cases, you need an attorney who understands the legal landscape of Baltimore.
Baltimore Car Crash FAQs
Can I file a claim if the other driver doesn’t have insurance?
Maryland law requires drivers to carry liability insurance; however, accidents involving uninsured or underinsured drivers do occur. Your Baltimore car accident lawyer can help you explore options, such as filing a claim through your own insurance’s uninsured/underinsured motorist coverage.
How long does a car accident case take in Baltimore?
Every case is different. Many cases settle within a few months, but others can take longer, especially if litigation is required. A lawyer can give you a realistic timeline for your situation.
Should I talk to the other driver’s insurance company?
You will want to speak with your lawyer before giving any statements to the other driver’s insurer. Even harmless comments can be used to reduce your claim. Your lawyer can handle communications and make sure your rights are protected.
What if my injuries don’t show up immediately?
Some injuries, like whiplash or concussions, may not be obvious right after a crash. Always seek medical attention even if you feel fine. Your lawyer can help document delayed injuries and include them in your claim, making sure you are not shortchanged on compensation.
Can I still get compensation if multiple drivers are at fault?
Yes. Many car accidents involve more than one party, and Maryland law allows you to pursue claims against each responsible driver. A Baltimore car wreck lawyer can investigate liability and help you maximize your compensation by identifying all parties who contributed to the accident.
Reach Out to Us at Belsky & Horowitz, LLC
If you’ve been in a car accident in Baltimore, our experienced legal team is here for you. With decades of handling cases just like yours, we know how overwhelming the aftermath can be.
First things first: focus on your recovery and receive the necessary medical care. While you’re taking care of yourself, we’ll be working hard to hold the responsible party accountable and fight for the compensation you deserve.
Call us today for a free consultation with our Baltimore car accident lawyer.
