When you think of workers’ compensation, you often picture physical injuries. Sometimes, workers can suffer injuries on the job that aren’t as easy to see.

What if the harm you suffer on the job is mental or emotional? Does workers’ compensation cover mental illness?

If you’re struggling with a work-related mental health issue, here’s what you need to know about your rights and options for workers’ compensation.

Getting hurt at work can turn your world upside down. Following a workplace accident, you’re left juggling doctor visits, missing paychecks, and worrying about whether you can keep your job.

That’s a lot to handle.

Fortunately, Maryland’s workers’ compensation system is designed to help you during this crisis. But the truth is, even a small mistake in the process can delay your benefits or, worse, cause your claim to be denied.

What mistakes should you avoid when filing a workers’ comp claim? If you’ve been injured on the job in Maryland, you need to know what not to do.

The following are the most common pitfalls with workers’ compensation claims.

The passing of a loved one because of a work-related injury or illness can leave an emotional and financial hole in its wake. While nothing can replace the person you’ve lost, Maryland’s workers’ compensation system offers financial help to support the surviving family members.

What do workers’ compensation death benefits cover? In this blog, we will explain the benefits available under Maryland’s workers’ compensation program.

When someone is injured on the job, their primary concern is how bad the injury is. After that, they’ll want to know when they can get back to work. Those two issues are connected by finances. You want to know how much your medical bills will be and how you’re going to lose financially if you can’t work.

Fortunately, for the majority of Maryland workers, there is an opportunity to be compensated for medical expenses and lost wages through the workers’ compensation program.

Workers’ compensation is an insurance policy paid for by the company you work for. It is a program that has been around for nearly a hundred years. Today, the process is streamlined with the goal of providing workers with those much-needed funds as quickly as possible. Although the program does follow regulations for processing claims, not every claim is approved.

When most people think about workplace injuries, they picture a sudden accident, such as a fall or machinery mishap.

But not all injuries happen in a flash. Some build up slowly, day after day, until you wake up one morning and something doesn’t feel right.

Repetitive stress injuries are the most common and most overlooked types of workplace injuries. These conditions do not result from a single incident but from performing the same motion repeatedly. And yes, in many cases, they can qualify for workers’ compensation.

The immediate moments after a car accident can best be described as chaotic.

You’re checking yourself and any passengers for injuries and calling 911. You’re inspecting your car for damages and wondering if you can drive away or need a tow. You’re also checking on the other motorists involved in the accident.

When the police show up, you have to provide a statement of your version of what happened. There is a lot going on that has to be unpacked.

In the days that follow, you could be dealing with medical treatment, car mechanics, and calling in sick to work. This is the phase of the accident recovery where bills begin to mount up. That alone can trigger more stress.

One of the first things your lawyer will do after taking on a car accident claim is to prepare a demand letter for your case. It’s helpful to understand what goes into this document.

Property owners and businesses are required by law to maintain their premises in such a way that’s reasonably safe for visitors.

If they don’t provide adequate security and someone gets hurt, the injured party may have grounds to file a negligent security claim. These cases typically arise when someone is assaulted, robbed, or otherwise injured because of insufficient security measures.

Proving a negligent security claim requires demonstrating that the owner or manager of the property didn’t take reasonable steps to prevent foreseeable harm. Several key elements must be established in court to hold the responsible party accountable.

Establishing a Duty of Care

The first step in proving a negligent security claim is showing that the property owner or manager had a legal duty of care to the victim. This is the reasonable duty that exists when people or businesses invite others onto their property for commercial, residential, or public purposes.

Places like shopping malls, apartment complexes, hotels, parking garages, and entertainment venues are expected to provide security at a reasonable level to protect visitors from foreseeable dangers.

Maryland law recognizes that property owners are not automatically responsible for every crime that occurs on their premises.

However, if the owner knew or should have known about possible safety issues and failed to act, they may be held liable for negligence. The level of necessary security typically depends on things like crime rates in the area, previous criminal incidents on the property, and the type of business.

No one wants to lose a loved one. When that happens due to someone else’s negligence or wrongful act, you can take legal action to be compensated for that loss.

But to succeed with your case, you need to prove causation in a wrongful death claim. In short, you need to show that the defendant’s actions caused the death.

Here is what it means in a Maryland wrongful death case, why it matters, and how it’s proven.

Wrongful Death Claims in Maryland

Under Maryland Courts and Judicial Proceedings § 3-901, civil claims can be brought by close family members. This process allows those individuals to seek compensation for the emotional and financial losses caused by a wrongful death.

In these claims, four main elements must be proven:

• A person died
• The death was caused by someone else’s wrongful act, neglect, or default
• The deceased would have had a valid personal injury claim if they had survived
• The person filing the claim is legally allowed to do so

Along with that, causation must be proved.

Security guards play a crucial role in ensuring the safety of people and property. Whether they work in shopping malls, office buildings, residential complexes, or event venues, their job is to deter crime, monitor for suspicious activity, and respond to emergencies.

But what happens when a security guard fails in their duty? Can they be held legally accountable if their negligence leads to harm? In Maryland, the answers to these will depend on the specifics of the case, including the guard’s actions, their employer’s role, and the nature of the harm caused.

When you think of bankruptcy, you might believe that you are about to lose everything, but that’s not the case. Maryland has protections to protect some of your most important assets, even as you proceed through the bankruptcy process.

What can you keep when you file for bankruptcy? Here is what you need to know about what assets are protected and what might be at risk.