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Med Pay versus Personal Injury Protection – The Differences in Coverage

Published on Jun 11, 2019 at 7:33 pm in Car Accidents.

When you’re selecting your auto insurance it’s important to understand your different coverage options. In general, you’ll have Med Pay and Personal Injury Protection (PIP) options. These forms of insurance pay for immediate and necessary medical services in the event a car crash results in injuries. In order to take care of medical issues promptly, insurance companies pay for their own client’s expenses. To understand what coverage is right for you, we’ll discuss the differences between Med Pay and Personal Injury and what’s required of you as a Maryland resident.

What Are the Delayed Implications of a Car Accident Injury?

Published on Jun 6, 2019 at 8:39 pm in Car Accidents.

No matter how you feel after an auto collision, you need to get a medical evaluation from a doctor. You may think that you’re uninjured or feel like everything is okay, but this doesn’t mean you’re completely healthy. It’s common for car accident injuries to have delayed symptoms, meaning they take a while for you to feel or notice.

You may be wondering how this can happen. During a collision, your body fills with adrenaline. The shock of what happened blocks the symptoms of the injuries, leading you to believe that you’re unharmed. But even if you’re able to walk away from an accident, you may find yourself in incredible pain the next day when you wake up. Symptoms could take a few days or sometimes weeks to present themselves.

Car Accident Reporting Laws in Maryland

Published on Jun 6, 2019 at 8:31 pm in Car Accidents.

Our state sees its fair share of car accidents. Because of that, there are a number of laws in place to handle collisions and protect crash victims. In general, a crash needs to be reported if someone sustained injuries, the vehicles cannot be moved, one of the drivers seems to be intoxicated, one of the drivers does not have a license, the wreck was a hit-and-run, or if the accident damaged public property.

There are multiple codes that establish the car accident reporting guidelines, how you can make a post-accident report to the Motor Vehicle Administration (MVA), and how to report an accident involving a domestic animal.

ERISA-Qualified Health Plans and Subrogation—Why It Matters

Published on Jun 4, 2019 at 7:08 pm in Car Accidents.

Health care is one of the most complicated matters to U.S. citizens. There are many different healthcare options, and people often may not know how exactly their plan works outside of using it to cover their usual prescriptions and doctor check-ups. However, when a serious injury happens from an accident such as a car collision, the victim’s hospital bills can be substantial.

If you’re in the process of filing a car accident injury lawsuit, knowing the laws in place to help those with healthcare plans may help you understand your case better. Let’s take a look at what protects some health care plans, what those protections do, and how they apply to certain situations regarding health insurance.

The Ultimate Guide to Summer Fun in Baltimore 2019 Edition

Published on May 28, 2019 at 6:37 pm in Fun Stuff.

As temperatures rise and the summer season begins in Baltimore, the city’s calendar of events fills up quickly with activities for all groups and ages. With the number of summer music concerts, festivals, restaurants, and outdoor activities, you can plan a new experience every weekend through June, July, August, and even September. Whether you’re looking to experience something new or simply want to relax, we’ve compiled the ultimate summer guide for our city. Let’s take a look at what the city has to offer!

Baltimore’s Outdoor Concerts

Outdoor summer concerts are a seasonal staple in Baltimore. Spending a warm evening outside with friends while enjoying your favorite music is always a good time. Every year, Baltimore’s music scene gets bigger and more exciting. With the lineup this year, there’s always different music to experience. Whether you’re seeing a new band or listening to your favorite music, you’ll enjoy Baltimore’s outdoor concert series. Below is the current list of this year’s performances. We’ve separated them by location.

The Concept of “Present Value” of Future Losses

Published on May 21, 2019 at 5:42 pm in Personal Injury.

If you’ve filed a personal injury claim after suffering catastrophic injuries, you may be eligible for compensation from the negligent party that caused your injuries. Calculating that compensation can be difficult if your future cost of care or future lost wages need to be taken into consideration. This is where the concept of present value comes into play.

In order to understand the concept of present value of future losses, you first need to understand how compensation works for personal injury claims. The legal term for compensation is damages. In a typical personal injury case, damages are separated into economic and noneconomic categories.

Economic damages refer to the monetary expenses related to your injury. These can be calculated exactly and there is no limit to the types of claims that can be made or the amount a person can be awarded. The most common types of economic damages include loss of earning, loss of future earnings, medical expenses, cost of future medical care, costs associated with canceled plans, and household expenses.

Subrogation of Health Insurers—What Does it Mean?

Published on May 14, 2019 at 3:31 pm in Car Accidents.

After a serious car accident you weren’t at fault for, you’re likely left with injuries that will need care. Since you weren’t responsible for the accident, insurance will cover your medical costs. However, you may find later that you’re being asked to pay some of those costs back. Subrogation of health insurers is a complex matter and you should have a professional at your side when this matter arises.

What is Gross Negligence and When Does it Matter?

Published on May 7, 2019 at 3:49 pm in Legal Information.

If you’ve been the victim of an accident and are pursuing legal action, you and your lawyer will discuss the concept of negligence. In order to receive compensation for your injuries and losses, you’ll need to prove that the other party caused your accident and that it should have been prevented. No matter how you sustained your injuries, whether it was in an automobile accident, the result of a physician’s error, or because a business owner did not maintain their property, negligence is a factor that needs to be proven. In some instances, when additional recklessness caused the accident, gross negligence may be a factor you and your lawyer discuss.

Proving Gross Negligence in Cases Against EMS Personnel

Published on Apr 30, 2019 at 2:45 pm in Medical Malpractice.

When you call for emergency services, you’re primarily concerned with the problem at hand. You’re worrying about how soon it will take for emergency medical services to get there and then if they’ll be able to treat you or the person who’s injured. What you don’t necessarily plan for is negligence. When a medical professional is negligent, the results can be devastating. You or a loved one could sustain terrible injuries, and sometimes negligence results in death. In some cases, gross negligence may have occurred. These are the situations where filing a medical malpractice claim may be in your best interest.

We understand how terrifying a situation regarding medical negligence can be. It has the potential to turn your life upside down. But we will fight for your rights and do everything to get you the compensation you deserve.

It’s important that you know how complex a medical negligence case can be, which is even more complex when you’re trying to prove gross negligence. Let’s take a look at gross negligence and what it entails.

What Information Needs to Be Exchanged After a Car Accident?

Published on Apr 23, 2019 at 3:11 pm in Car Accidents.

The moments after a car accident are often full of confusion. You’re in shock of what happened but are also worrying about injuries, damages, and what you’re supposed to do next. At Belsky, Weinberg & Horowitz, LLC, we understand that car accidents happen, and people need to be aware of what actions they need to take after one occurs. It is also important that you know how to protect your rights after an accident.

What you do after a car wreck could possibly affect your settlement. Not following the proper protocol could mean getting less compensation than you deserve. One important step is exchanging information with the other driver or drivers who were involved. If you echange not enough information, it may be difficult to file the police report, but if you exchange too much information, it’s possible that your claim may be jeopardized depending on how the information is given. Here’s everything you need to know about driver information exchangement and how it should be handled.

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