When you’re selecting your auto insurance it’s important to understand your different coverage options. In general, you’ll have Med Pay and Personal Injury Protection (PIP) options. These forms of insurance pay for immediate and necessary medical services in the event a car crash results in injuries. In order to take care of medical issues promptly, insurance companies pay for their own client’s expenses. To understand what coverage is right for you, we’ll discuss the differences between Med Pay and Personal Injury and what’s required of you as a Maryland resident.