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What Is the Most Dangerous and Costly Accident?

Published on Sep 3, 2024 at 8:10 pm in General Blogs.

What Is the Most Dangerous and Costly Accident?

Any type of auto accident causes disruption. Even a minor fender-bender means taking the time to exchange information with all the parties involved and then dealing with the repairs.

In more severe accidents, like a Baltimore tractor-trailer wreck, your vehicle can easily be totaled, causing you to suffer devasting injuries, and even resulting in a loved one’s wrongful death.

These collisions also give way to insurance claims and potential lawsuits. When dealing with those situations, it helps to know the most dangerous and costly accident. Being aware of this can help you and your attorney request full and fair compensation for your loss.

The following is a breakdown of some of the most dangerous types of accidents, many of which often involve trucks:

What Percent of Car Accidents Are Caused By Drunk Driving?

Published on Aug 27, 2024 at 5:23 pm in Car Accidents.

What Percent of Car Accidents Are Caused By Drunk Driving?In 2016, the Maryland legislature passed the Drunk Driving Reduction Act or “Noah’s Law.” This states that any driver convicted of driving under the influence (DUI) of alcohol is required to install an ignition device in their car. The law is named after Noah Leotta, a police officer killed at a DUI checkpoint. It is also a clear indication that despite all the attention, drunk driving is still a major concern for anyone on the road. It leads to catastrophic car crashes in Baltimore. What percent of car accidents are caused by drunk driving in Maryland?

According to data collected by the Foundation for Advancing Alcohol Responsibility, the percentage of alcohol-impaired driving fatalities in Maryland is 32.1%. That translates to 167 deaths attributed to DUIs. The national percentage is 28.1%, with a total of 10,142 deaths.

What Injuries Are Not Covered by Workers’ Compensation in Maryland

Published on Aug 20, 2024 at 7:38 pm in Workers Compensation.

The federal government passed the first workers’ compensation insurance policy law in 1908, according to the Social Security Administration (SSA). At that time, the insurance only covered workers considered employed in hazardous jobs and only working for the federal government. By 1911, all but six states established workers’ compensation policies for the entire workforce.

Today, all 50 states have workers’ compensation policies in place to protect employees who are injured on the job. However, there are several injuries that are not covered by workers’ compensation in Maryland. Read on as we share what those are.

What Are the Three Main Types of Distracted Driving?

Published on Aug 13, 2024 at 7:10 pm in Car Accidents.

What Are the Three Main Types of Distracted Driving?

At the start of the auto revolution, there were no car radios, GPS, or cell phones. There also weren’t any windshield wipers or seat belts. Through the years, car makers have added more and more features to their vehicles. Today, there is a lot of technology that is standard with every automobile. Sadly, that presents a lot of opportunities for motorists to succumb to one of the three main types of distracted driving.

According to the Centers for Disease Control and Prevention (CDC), “Nine people in the United States are killed every day in crashes that are reported to involve a distracted driver.” That makes distracted driving an ongoing problem for everyone on the road. One of the most effective ways to prevent distracted driving is to recognize the three types of distractions that you might engage in while driving.

Can You Be Terminated While on Workers’ Compensation?

Published on Aug 6, 2024 at 7:03 pm in Workers Compensation.

Are you afraid of your boss? A study conducted at New York University found that 83% of respondents felt too intimidated by their boss to raise any type of concern. That fear is grounded in the notion that you could lose your job if you cause “trouble” at work. Unfortunately, that fear often prevents an employee from reporting an injury and putting in for a workers’ compensation claim. Can you be terminated while on workers’ compensation in Maryland?

The short answer is “no.” You cannot be fired in retaliation for filing a workers’ compensation claim. However, other conditions about benefits and labor law can impact your claim and your job.

What Are Noneconomic Damages?

Published on Jul 24, 2024 at 6:57 pm in Personal Injury.

The latest data collected from the Maryland Department of Transportation shows that in 2022 alone, there were 108,443 car crashes across the state. Not every one of those crashes resulted in trips to the ER or a courtroom. However, many of those victims who suffered serious harm were likely entitled to compensation for their economic and noneconomic damages.

The amount of damages victims are entitled to can vary quite a bit. Why? Actual costs and non-tangible losses are calculated differently.

When demanding compensation from an insurer after a car accident, your attorney calculates all your accident-related losses. Economic damages are actual costs you incurred. What are noneconomic damages, though? Below, we’ll further explain what different types of damages are and any caps that may apply to them.

Can You File for Bankruptcy More Than Once?

Published on Jul 16, 2024 at 7:40 pm in Bankruptcy.

Can you file for bankruptcy more than once?

An approved bankruptcy helps individuals and businesses get out from under a mountain of debt to build a stronger financial future. However, sometimes, those plans for staying out of debt after bankruptcy can be disrupted by life events. For instance, according to data collected by The Kaiser Family Foundation, 41% of Americans carry some medical debt.

Incurring more debt might have you wondering if you can file for bankruptcy more than once. Whether you can file for a second bankruptcy depends on the type of discharge you have already received from the United States Bankruptcy Court. These laws limit how fast you can file, especially if you’ve done so before.

How To Declare Bankruptcy

Published on Jul 16, 2024 at 7:36 pm in Bankruptcy.

How to declare bankruptcy

Debt is something that a majority of Americans are dealing with. According to the credit reporting bureau Experian, when you add up such debt as mortgages, auto loans, student loans, credit cards, and personal loans, the average American has $104,215 in debt. Most folks can repay those debts over time, provided they can maintain a good-paying job. However, for those who can’t repay creditors, filing for bankruptcy could be a way to rebuild their finances and get them back on the path of saving for the future.

The United States Bankruptcy Code has established six types of bankruptcies, referred to as chapters. Out of those different chapters, municipalities file for Chapter 9, farmers and fishermen file for Chapter 12, companies involved with foreign entities file for Chapter 15, and businesses can file for Chapter 11. Individuals have the option to declare either Chapter 7 or Chapter 13. Explore more information about the different chapters of bankruptcy.

How To Sue an Apartment Complex for Negligent Security

Published on Jul 9, 2024 at 7:44 pm in Negligent Security.

How to sue an apartment complex for negligent security

United States Census Bureau data shows that 31.8% of Maryland residents are renters. There are many benefits to renting an apartment, such as having a fixed monthly rent with no property taxes and having property repairs handled by the landlord or property management company.

What you may not realize, though, is that among their many responsibilities, your landlord also has a “duty of care” to keep you, your fellow residents, and invited guests reasonably safe. If a criminal incident causes you to suffer serious injuries or property loss, can you hold that landlord liable? Technically, you can, but proving such cases can be quite challenging. Continue reading, where we’ll discuss how to sue an apartment complex for negligent security if you opt to pursue this option.

What Makes Sideswipe Collisions So Dangerous?

Published on Jul 9, 2024 at 7:23 pm in Car Accidents.

What makes sideswipe collisions so dangerous?

There is no such thing as a “good” car accident. Whether it is a rear-end, head-on, or T-bone collision, these accidents cause severe injuries and costly damage.

Data collected by the National Safety Council (NSC) suggests that sideswipe collisions account for 8.2% of all car accident fatalities. Although not as common as the other types of wrecks, there are many reasons why sideswipe collisions are so dangerous. Let’s explore why that’s the case.

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