When you think of workers’ compensation, you often picture physical injuries. Sometimes, workers can suffer injuries on the job that aren’t as easy to see.

What if the harm you suffer on the job is mental or emotional? Does workers’ compensation cover mental illness?

If you’re struggling with a work-related mental health issue, here’s what you need to know about your rights and options for workers’ compensation.

Getting hurt at work can turn your world upside down. Following a workplace accident, you’re left juggling doctor visits, missing paychecks, and worrying about whether you can keep your job.

That’s a lot to handle.

Fortunately, Maryland’s workers’ compensation system is designed to help you during this crisis. But the truth is, even a small mistake in the process can delay your benefits or, worse, cause your claim to be denied.

What mistakes should you avoid when filing a workers’ comp claim? If you’ve been injured on the job in Maryland, you need to know what not to do.

The following are the most common pitfalls with workers’ compensation claims.

The passing of a loved one because of a work-related injury or illness can leave an emotional and financial hole in its wake. While nothing can replace the person you’ve lost, Maryland’s workers’ compensation system offers financial help to support the surviving family members.

What do workers’ compensation death benefits cover? In this blog, we will explain the benefits available under Maryland’s workers’ compensation program.

When someone is injured on the job, their primary concern is how bad the injury is. After that, they’ll want to know when they can get back to work. Those two issues are connected by finances. You want to know how much your medical bills will be and how you’re going to lose financially if you can’t work.

Fortunately, for the majority of Maryland workers, there is an opportunity to be compensated for medical expenses and lost wages through the workers’ compensation program.

Workers’ compensation is an insurance policy paid for by the company you work for. It is a program that has been around for nearly a hundred years. Today, the process is streamlined with the goal of providing workers with those much-needed funds as quickly as possible. Although the program does follow regulations for processing claims, not every claim is approved.

When most people think about workplace injuries, they picture a sudden accident, such as a fall or machinery mishap.

But not all injuries happen in a flash. Some build up slowly, day after day, until you wake up one morning and something doesn’t feel right.

Repetitive stress injuries are the most common and most overlooked types of workplace injuries. These conditions do not result from a single incident but from performing the same motion repeatedly. And yes, in many cases, they can qualify for workers’ compensation.

The goal of workers’ compensation is simple: If an employee is injured on the job, the workers’ compensation insurance will pay for their medical expenses and salary. As you might expect with any program of this nature, there are a lot of rules, restrictions, and regulations. There’s also the risk of having your claim denied.

That is when a Baltimore workers’ compensation lawyer can step in and help with the appeals process.

As you begin the claims process, you will want to know what you’re entitled to with regard to your medical expenses and if you can receive your full salary while on workers’ comp.

Forklifts are common and essential tools in many warehouses, construction sites, and industrial workplaces, but they also pose significant risks. When not operated safely, these powerful machines can cause severe injuries, leading to lost work time, costly medical bills, and even permanent disabilities.

Being aware of the most common types of forklift-related injuries can help both employers and workers implement better safety measures and reduce the likelihood of accidents.

Forklift Tip-Overs and Falling Loads

One of the most frequent and dangerous forklift-related incidents involves tip-overs. Forklifts can tip easily when carrying an unbalanced load, making sharp turns, or moving over uneven ground. When a tip-over occurs, the operator may instinctively try to jump out, which often results in crushing injuries.

Staying inside the forklift’s cabin with a seatbelt fastened is the safest response to a tipping forklift.

Falling loads also pose a serious hazard. If a load is not properly secured or stacked too high, it may become unstable and fall, potentially striking nearby workers. This can result in head injuries, fractures, and even fatalities.

Proper training on load handling and securing materials correctly can minimize these risks.

You’ve been injured on the job, but your company has a workers’ compensation program in place.

After reporting the incident and seeing a doctor, you can make an official claim to get coverage for your medical bills and lost wages. At least, that is what is supposed to happen.

Workers’ compensation is an insurance program that is handled by insurance companies that specialize in these claims. As an insurance program, the carrier is entitled to conduct a thorough investigation into every claim. They are also entitled to deny claims just as you’ entitled to appeal. That appeal may lead to a workers’ compensation hearing.

That is when you need to reach out to a skilled workers’ compensation lawyer for guidance.

Workers’ compensation benefits provide financial help to employees who’ve suffered job-related injuries or illnesses. These benefits ensure that workers who’ve been injured have time to focus on their personal recovery without the extra stress of financial hardship.

In case of a work injury, it’s important to understand what workers’ compensation covers so you can make informed decisions about their medical care, daily expenses, and long-term financial planning.

Workers’ compensation benefits can provide a much-needed lifeline if you’re recovering from workplace injuries. These payments typically cover lost or reduced wages and medical expenses, helping you to maintain financial stability while you recover after being injured on the job.