The federal government passed the first workers’ compensation insurance policy law in 1908, according to the Social Security Administration (SSA). At that time, the insurance only covered workers considered employed in hazardous jobs and only working for the federal government. By 1911, all but six states established workers’ compensation policies for the entire workforce.

Today, all 50 states have workers’ compensation policies in place to protect employees who are injured on the job. However, there are several injuries that are not covered by workers’ compensation in Maryland. Read on as we share what those are.

Are you afraid of your boss? A study conducted at New York University found that 83% of respondents felt too intimidated by their boss to raise any type of concern. That fear is grounded in the notion that you could lose your job if you cause “trouble” at work. Unfortunately, that fear often prevents an employee from reporting an injury and putting in for a workers’ compensation claim. Can you be terminated while on workers’ compensation in Maryland?

The short answer is “no.” You cannot be fired in retaliation for filing a workers’ compensation claim. However, other conditions about benefits and labor law can impact your claim and your job.

Many workplaces post a sign declaring how many days it has been since the last accident. The hope for all the workers is that the numbers keep ticking up, indicating it is a safe workplace. Despite the best efforts to stay safe, the U.S. Department of Labor reports that 882 workers’ compensation claims were filed in Maryland as of April 2024. Of that number, only 309 claims have been paid out so far. That is an excellent reason to find out what workers’ compensation lawyers do.

Workers’ compensation is an important safety net for employees injured on the job. Some online estimates show that there are 4.9 million workers’ compensation claims made each year by both private and government employees, and the typical workers’ comp claim is around $41,000.  

But what about if you’re hospitalized?  

Does workers’ compensation pay for inpatient treatment in Maryland? Keep reading where we answer that question. 

You just got a job after months or even longer of searching and applying, and you can’t wait to start on your first day. You’re excited because it’s got good hours, great pay, plus benefits. But, one thing most of us don’t consider when starting a new job is if our employer has workers’ compensation insurance coverage.

Does every employer in Maryland have to carry workers’ compensation coverage? We assume that all businesses have this coverage, but what if your employer doesn’t?

In this blog, we’ll discuss what the law requires of employers in Maryland and how you can make sure you’re covered.

When we think of dangerous jobs, our minds often go to construction or other similar labor-intensive occupations. Even with all of the safety protocols in place, accidents on job sites still occur every day, causing serious injuries, illnesses, and death.

Some jobs cause more injuries or deaths than others, but what are the most dangerous jobs in Maryland?

When you’re at work, you expect certain precautions and regulations to be followed to keep you and your coworkers safe. Unfortunately, even with the best safety equipment and standards, accidents still occur, and workers are injured.

According to the U.S. Bureau of Labor Statistics (BLS), employers reported 42,600 on-the-job injuries and illnesses in private industry in Maryland in 2022. Of those reported cases, 36,300 were injuries, while 6,400 were illnesses. And these are the numbers for the private sector alone.

Workers’ compensation serves as a crucial safety net for employees who experience workplace injuries. 

It’s designed to provide financial assistance and medical benefits to workers who suffer injuries or illnesses on the job. However, not all claims are approved, which can leave employees in a difficult, and often frustrating position.  

Workers’ compensation is a vital safety net for employees who suffer work-related injuries or illnesses, providing them with financial support and medical benefits.

However, understanding when these benefits may cease is essential for workers in Maryland.

Understanding Workers’ Compensation Benefits

Workers’ compensation benefits in Maryland typically include coverage for medical expenses, wage replacement payments, vocational rehabilitation, and compensation for permanent disabilities.

In the realm of workers’ compensation, maximum medical improvement (MMI) is a crucial concept that impacts the course of benefits and health care treatment for injured employees

Understanding what this concept entails is essential for both employees and employers involved in workers’ compensation claims. In this blog post, we’ll delve into the meaning of MMI, its significance in the workers’ compensation process, and what it means for injured employees.