Someone struck you here in Baltimore, and they either stopped and you discovered they were uninsured, or they didn’t pull over at all and instead fled the crash scene. If you have uninsured motorist coverage, that’s a good thing in a situation like this. However, if you’re wondering, “Do I need a lawyer for an uninsured motorist claim?” our skilled attorneys will hash that question out (and more) below.

What To Know About Uninsured Motorist Coverage in Maryland

Much like other states, Maryland has mandatory minimum insurance requirements. One of those requirements is uninsured or underinsured motorist (UM/UIM) coverage. This means that your insurer should step in and pay any accident-related expenses you incur if the driver who strikes you either does not have insurance or has inadequate coverage to pay for the damages they caused. UM coverage would also cover you if a hit-and-run driver struck you.

Earning a living shouldn’t be dangerous. But the reality for many people is that work can (and often does) pose a serious threat to their safety, well-being, and livelihood. Even if you haven’t been injured, we believe that it is the right of every worker in Maryland to have an understanding of the basics of workers’ compensation.

Key Questions We’ll Answer:

• What is workers’ compensation?
• Are workers’ compensation benefits temporary or permanent?
• Which Maryland employers are required to have workers’ compensation coverage?
• Who qualifies for workers’ compensation benefits?
• What types of injuries and illnesses are covered by Maryland workers’ compensation?
• What types of benefits are provided by workers’ compensation?
• Do I have to report a work injury to my employer?
• How long do I have to file a workers’ compensation claim?

There are a lot of legal terms that get thrown around on TV shows and in casual conversation. Plaintiff. Defendant. Burden of proof. Beyond a reasonable doubt. Verdict. Acquittal.

But what do all these terms really mean? If you find yourself involved in any kind of real legal matter, you quickly realize how important these words are to your future.

Here is our civil vs. criminal case guide to the legal terms: plaintiff, defendant, and burden of proof. With any questions about a civil or criminal legal matter in which you or a loved one are involved, please contact the Maryland trial lawyers at Belsky & Horowitz, LLC to set up a case consultation.

If you develop an occupational illness or get hurt on the job in Baltimore and you find yourself unable to work, the good news is that there’s a strong chance that your employer is required to have workers’ compensation coverage and that you can receive any benefits you’re entitled to for your job-related condition. Many individuals, perhaps including yourself, may live paycheck-to-paycheck, though. This often leads prospective clients to ask our Belsky & Horowitz, LLC team when workers’ comp starts paying benefits in Maryland. Continue reading where we’ll respond to this very critical question.

Data published by the Maryland Department of Transportation (MDOT) shows some pretty alarming trends, one of which is that 16.2% of all serious auto accident injuries for 2020 occurred here in Baltimore despite the fact that only 9.8% of our state’s population resides within city limits. Considering how other MDOT data from 2022 shows that there were nearly 18,000 traffic accidents reported for our city alone in 2021, that means there are likely many situations in which motorists had to make on-the-spot decisions about what to do at their crash scenes.

Individuals involved in crashes often find themselves stressed and disoriented right after a crash occurs, which can make it challenging to know what steps to take to ensure the best outcome should they ultimately decide to file a claim to recover compensation for their injuries, lost earnings, and other costs they incur due to their involvement in it. Below, we’ll address which information to exchange in a car accident, so you’ll have a resource to reference if you have the misfortune of becoming involved in a crash in Baltimore or elsewhere in Maryland.

After suffering a serious on-the-job injury or developing a work-related illness, you know that you need help sooner rather than later. Depending on your situation, it may be appropriate to seek a one-time, lump-sum payment rather than the payments over time that are typically associated with workers’ compensation.

Before you decide which approach is best for your situation, let’s answer some important questions about the different types of workers’ compensation benefits and whether surgery increases a workers’ comp settlement.

You were injured at work, and now you need help making ends meet and paying your medical bills. So why was your workers’ comp claim denied?

If you’re still fighting for the benefits you know you’re owed, it’s time to learn more about the role of expert witnesses in a workers’ compensation case. This could be the component that’s missing from your claim.

Key Takeaways

• An expert witness can provide knowledgeable testimony based on their unique field or profession.
• There are rules you must follow when relying on the testimony of an expert witness.
• Your workers’ compensation claim can be strengthened by an expert witness.

Do you know how to calculate workers’ compensation benefits in Maryland? The workers’ comp attorneys from Belsky & Horowitz, LLC explain the different types of workers’ compensation benefits and how to calculate them.

In our state, the Maryland Workers’ Compensation Commission (WCC) recognizes several different types of benefits that qualified employees (or their family members) may be eligible to receive for an occupational injury, illness, or death.

As a hotel guest, you put your trust in the property owner, whether you realize it or not. You trust that no one can enter your room while you’re sleeping. You trust that you won’t be ambushed while walking to your car. You trust that giving your credit card to the front desk employee is a secure procedure.

In fact, you put more than just your trust in a property owner. When you stay at a hotel, you put your very life in the hands of the party responsible for securing the premises from the actions of criminals.

So what happens if your trust is misplaced? What if someone does enter your room while you’re sleeping, ambush you in the parking lot, or pull a gun in the hotel lobby?

Are you wondering: How do I file a civil lawsuit for negligent security at a hotel? Belsky & Horowitz, LLC can guide you through this complicated legal process. Please contact our office to discuss your case with a member of our team. There is no cost or obligation to learn your legal options.

Each year, hundreds of thousands of individuals suffer injuries while on the job in the U.S. The 2022 Annual Report published by the Maryland Workers’ Compensation Commission (WCC) shows that there were 22,075 claims filed between the fiscal year July 1, 2022, and June 30, 2022 here in our state alone.

As for the source of these on-the-job injuries or occupational disease claims (and respective appeals), the following Maryland counties (and one city) made it onto the top 5 list, according to the most recent WCC data for 2022:

• Baltimore County: 3,832 claims, 284 appeals
• Prince George’s County: 2,969 claims, 258 appeals
• Baltimore City: 2,922 claims, 178 appeals
• Montgomery County: 1,963 claims, 186 appeals
• Anne Arundel County: 1,787 claims, 118 appeals

While many employers in Baltimore may be of assistance to their employees as they look to file a claim to receive benefits they may be entitled to, doing so comes at a cost in terms of higher premiums with each filing their workers make. Thus, many companies may be far less than assistive in equipping their workers with the necessary insight about filing a claim to receive compensated medical care or recover lost wages after a workplace accident or occupational illness sets in.