An approved bankruptcy helps individuals and businesses get out from under a mountain of debt to build a stronger financial future. However, sometimes, those plans for staying out of debt after bankruptcy can be disrupted by life events. For instance, according to data collected by The Kaiser Family Foundation, 41% of Americans carry some medical debt.

Incurring more debt might have you wondering if you can file for bankruptcy more than once. Whether you can file for a second bankruptcy depends on the type of discharge you have already received from the United States Bankruptcy Court. These laws limit how fast you can file, especially if you’ve done so before.

Debt is something that a majority of Americans are dealing with. According to the credit reporting bureau Experian, when you add up such debt as mortgages, auto loans, student loans, credit cards, and personal loans, the average American has $104,215 in debt. Most folks can repay those debts over time, provided they can maintain a good-paying job. However, for those who can’t repay creditors, filing for bankruptcy could be a way to rebuild their finances and get them back on the path of saving for the future.

The United States Bankruptcy Code has established six types of bankruptcies, referred to as chapters. Out of those different chapters, municipalities file for Chapter 9, farmers and fishermen file for Chapter 12, companies involved with foreign entities file for Chapter 15, and businesses can file for Chapter 11. Individuals have the option to declare either Chapter 7 or Chapter 13. Explore more information about the different chapters of bankruptcy.

United States Census Bureau data shows that 31.8% of Maryland residents are renters. There are many benefits to renting an apartment, such as having a fixed monthly rent with no property taxes and having property repairs handled by the landlord or property management company.

What you may not realize, though, is that among their many responsibilities, your landlord also has a “duty of care” to keep you, your fellow residents, and invited guests reasonably safe. If a criminal incident causes you to suffer serious injuries or property loss, can you hold that landlord liable? Technically, you can, but proving such cases can be quite challenging. Continue reading, where we’ll discuss how to sue an apartment complex for negligent security if you opt to pursue this option.

There is no such thing as a “good” car accident. Whether it is a rear-end, head-on, or T-bone collision, these accidents cause severe injuries and costly damage.

Data collected by the National Safety Council (NSC) suggests that sideswipe collisions account for 8.2% of all car accident fatalities. Although not as common as the other types of wrecks, there are many reasons why sideswipe collisions are so dangerous. Let’s explore why that’s the case.

Many workplaces post a sign declaring how many days it has been since the last accident. The hope for all the workers is that the numbers keep ticking up, indicating it is a safe workplace. Despite the best efforts to stay safe, the U.S. Department of Labor reports that 882 workers’ compensation claims were filed in Maryland as of April 2024. Of that number, only 309 claims have been paid out so far. That is an excellent reason to find out what workers’ compensation lawyers do.

Workplace injuries happen in any environment, from construction sites to nursing homes. They can be anything from a minor sprain to a loss of limb and, in extreme cases, a fatality. Despite all the efforts to create a safe workplace, accidents persist. According to the Bureau of Labor Statistics, there were over 2.8 million incidents of reported nonfatal illnesses and injuries from workplaces. This raises the important issue of whether you can sue your employer for a slip and fall accident.

If you truly want to maintain the value of your car, you should never drive it off the dealer’s lot. The moment you drive away, your car’s value depreciates as much as 10%, and within a year, that depreciation goes up by as much as 20%.

After a crash, one question you may want to find yourself needing to answer is, “What is diminished value after a car accident?” Why does this amount matter? It could affect the amount of compensation you receive, although that depends on many factors, starting with who was at fault for the Baltimore wreck that seriously injured you and damaged your vehicle.

Workers’ compensation is an important safety net for employees injured on the job. Some online estimates show that there are 4.9 million workers’ compensation claims made each year by both private and government employees, and the typical workers’ comp claim is around $41,000.  

But what about if you’re hospitalized?  

Does workers’ compensation pay for inpatient treatment in Maryland? Keep reading where we answer that question. 

You just got a job after months or even longer of searching and applying, and you can’t wait to start on your first day. You’re excited because it’s got good hours, great pay, plus benefits. But, one thing most of us don’t consider when starting a new job is if our employer has workers’ compensation insurance coverage.

Does every employer in Maryland have to carry workers’ compensation coverage? We assume that all businesses have this coverage, but what if your employer doesn’t?

In this blog, we’ll discuss what the law requires of employers in Maryland and how you can make sure you’re covered.

If you’re involved in a vehicle collision on Baltimore streets, you’re likely to hear terms like “personal injury” or “bodily injury” being used frequently afterward. And when you look at the damage done to your vehicle, and you feel yourself hurting or see injuries to others, you could probably take a good guess at what those terms might mean.

But, in the aftermath of an accident, how do you know what is the difference between personal and bodily injury? And why do these differences matter?

We’ll explain more in this blog post.