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The Benefits of Using Health Insurance to Pay for Accident-Related Medical Costs

Published on Nov 27, 2018 at 2:18 pm in Car Accidents.

Car accidents can happen in the blink of an eye—but so much can change in those moments. Severe injuries that can rack up costly medical bills often put auto accident survivors under duress. When it’s time to pay the bills, people may not know how to go through the process. Are they responsible for the costs? What about the person who caused the accident? And when will this matter finally be behind them? A Baltimore car accident lawyer from Belsky, Weinberg, & Horowitz, LLC can help guide you through the process and answer your questions about your claim.

Maryland citizens deserve to have representation that will fight for their rights. Belsky, Weinberg, & Horowitz, LLC is based in Baltimore and will stand up for those who have been wrongfully injured by others. The weeks after an accident may be filled with uncertainty, but we’re here to bring clarity and peace of mind.

Questions of how to afford the aftermath of the collision is often at the forefront of the injured person’s mind. Let’s look in to how using health insurance is beneficial.

How Dangerous is Whiplash?

Published on Nov 21, 2018 at 8:08 pm in Car Accidents.

With over 25,000 car accidents occurring in Maryland each year, it’s no surprise that thousands of individuals suffer from related accident injuries. While the injuries sustained in a car accident are often varied, there are certain injuries that are more common than others. Soft tissue injuries, like whiplash, fall into that common category.

Because of the multitude of symptoms that come with whiplash and the way it presents itself, understanding the condition can be overwhelming. If you’ve sustained a whiplash injury, you probably have a lot of questions. Keep reading to find out what whiplash is and why it happens, how it’s treated, and what you can expect in regard to recovery.

What Is PIP Coverage and Why You Should Have It

Published on Nov 14, 2018 at 7:22 pm in Car Accidents.

If you have been injured in a car accident, your auto insurance coverage is there to protect you and help you back on your feet. There are many different types of policies and coverages that may apply to your case and exact circumstances, but one type of coverage that may come into play is known as PIP coverage, or personal injury protection coverage.

Here’s what you need to know about PIP coverage and how it may apply to your insurance claim:

PIP Coverage and No-Fault Insurance

PIP coverage is commonly referred to as “no-fault insurance,” and will cover your expenses when you’re in a car accident that was caused by someone else. This includes accidents where you were a passenger in someone else’s car or if you’re riding a bike or walking and a car hits you.

5 Uncommon Causes of Distracted Driving Accidents

Published on Oct 23, 2018 at 5:36 pm in Car Accidents.

Distracted driving is a major cause of car accidents each year. It’s easy for anyone to have their attention turned away from the road just long enough to force them collide with another car, person, or object. Most people are familiar with the major causes of distracted driving accidents, one of them being when drivers attempt to use their cell phones while driving. People may try to text, use social media, and/or talk on the phone, which makes them look away from the road and drive one-handed.

Other common causes of distracted driving accidents include eating or drinking and adjusting the radio/music. These actions usually reduce the driver’s control of the vehicle and make it likelier to get in a crash. But these aren’t the only ways a driver can be distracted.

A negligent driver who doesn’t focus their attention on the road puts everyone else at risk. If you’ve been injured in a distracted driving accident, you can get help from a Baltimore car accident lawyer from Belsky, Weinberg & Horowitz, LLC. We’ll stand up for your right to fair compensation and hold the driver accountable for their actions. The claim may prevent the negligent driver from driving while distracted again.

What You Need to Know About Maryland’s Caps on Noneconomic Loss

Published on Oct 16, 2018 at 6:50 pm in Car Accidents.

Following an accident, you may not be immediately thinking about how much your injury is going to cost you or what you can do about it. Instead, you’re probably focusing on your recovery. While this is not a bad thing, it’s important to know what you will likely have to deal with the financial consequences of your injury before you have the opportunity to fully recover.

When you do start to think about the costs, it’s likely you’ll worry about your medical expenses and lost wages. While you may be able to seek compensation for those calculable amounts, you should also keep in mind you may be eligible for damages regarding your pain and suffering. These are called noneconomic damages.

Should I Call a Lawyer Immediately Following a Car Crash?

Published on Oct 8, 2018 at 7:11 pm in Car Accidents.

After you’re involved in a car crash, there are many responsibilities you’ll need to take care of. You need to inform your insurance company of the accident, take care of your injuries, and start filing your accident claim if you choose to take legal action. You may be wondering if hiring a lawyer is your best chance of recovering damages. With a Baltimore car accident lawyer from Belsky, Weinberg & Horowitz, LLC, you can get the help you need with your claim.

Belsky, Weinberg & Horowitz LLC provides quality legal services to Maryland citizens. We will do everything we can to stand up for your rights, giving you time to focus on your recovery.

What Information is Included on a Maryland Police Accident Report?

Published on Oct 4, 2018 at 3:35 pm in Car Accidents.

A police report can play a major role in how your insurance company views your car accident claim. While police officers are not dispatched for every accident, they are sent when someone has been injured, when the accident is blocking traffic, when any of the drivers are under the influence of drugs or alcohol, or if the parties are fighting about what happened.

When the police officer arrives, they will talk with the involved parties, investigate and assess the accident scene, take photographs, talk to possible witnesses, and generate their report. The reports contain a variety of information; however, it’s important to understand that no two reports are the same. Every police department is likely to have their own form and their own way of generating the reports.

If you’ve been in an accident in Maryland, it’s important to understand how the information on the police accident report can affect your settlement offer. Let’s take a closer look at police accident reports in our state, so you have an idea what to expect in the event you’ve been in an accident.

What NOT to Do After Being in a Hit-and-Run Accident

Published on Aug 23, 2018 at 6:35 pm in Car Accidents.

While auto accidents are often stressful and scary situations, there are procedures in place to help us deal with the events; however, not all drivers choose to comply with these procedures. In the event the other party involved in the accident intentionally leaves the scene without providing their correct identity and contact information, they are essentially guilty of a “hit-and-run.”

Hit-and-runs can occur with another moving vehicle, a parked vehicle, a pedestrian or bicyclist, or an inanimate object.  According to a study done by AAA’s Foundation for Traffic Safety, more than one hit-and-run crash occurs somewhere in the United States every minute. The number of hit-and-run incidents continues to rise on a yearly basis.  Over 2,000 hit-and-run fatalities were reported in 2016.

As a result of the commonality of these types of accidents, it’s important to understand your rights under Maryland laws that are in place to protect victims of hit-and-runs.  And while it’s a good idea to know what you should do if you’ve been in a hit-and-run, it’s even more important to know what not to do.

What are the Most Dangerous Intersections in Baltimore?

Published on Aug 15, 2018 at 3:56 pm in Car Accidents.

When two or more road cross, the risk of motor vehicle collisions increases. This is especially true when you add rush hour traffic, pedestrians, and bicyclists. Drivers often need to be hyper aware of their surroundings when driving through busy intersections. Even a mere second of distraction can have serious consequences.

The Federal Highway Administration recognizes that part of addressing road safety involves improving intersection travel and reducing the number of conflicts. While there are discussions about geometrically designed road markings and the application of additional traffic control devices, intersection safety often boils down to drivers yielding and stopping when they’re supposed to.

Deadly motor vehicle accident involved off-duty police officer

Published on Apr 17, 2018 at 1:34 pm in Car Accidents.

Police officers here in Maryland and its surrounding areas risk their lives daily in the performance of their duties. Each of them understands the hazards and dangers they could face when they put on their uniforms, but that does not stop them from doing so. For this reason, it often seems more tragic when a police officer loses his or her life in a motor vehicle accident while off duty.

Recently, an off-duty police officer who works in the nation’s capital suffered such a fate. As he rode his motorcycle on a Maryland road, another vehicle suddenly moved into his lane. The abrupt movement caused the officer’s motorcycle to topple, and he went down with it. That might have been the end of it, except that the officer fell into the oncoming lane of travel where another vehicle struck him.

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