If an individual in Maryland decides to take the risk and drive without insurance and ends up getting into an accident, the resulting insurance and compensation implications can be complex. Whether the driver knowingly didn’t have insurance, or accidentally let their policy lapse, not having insurance definitely influences what happens after the accident.
No matter what, the uninsured driver will probably have to pay a fee for letting their insurance lapse. According to Maryland law, that penalty fee amount could vary. Depending on the scenario, the driver could have to pay other fees as well. If they’re injured in the accident, how does this affect the type of compensation they’re able to receive for damages? First, let’s take a look at some facts and Maryland laws.