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Car Accident Reporting Laws in Maryland

Published on Jun 6, 2019 at 8:31 pm in Car Accidents.

Our state sees its fair share of car accidents. Because of that, there are a number of laws in place to handle collisions and protect crash victims. In general, a crash needs to be reported if someone sustained injuries, the vehicles cannot be moved, one of the drivers seems to be intoxicated, one of the drivers does not have a license, the wreck was a hit-and-run, or if the accident damaged public property.

There are multiple codes that establish the car accident reporting guidelines, how you can make a post-accident report to the Motor Vehicle Administration (MVA), and how to report an accident involving a domestic animal.

ERISA-Qualified Health Plans and Subrogation—Why It Matters

Published on Jun 4, 2019 at 7:08 pm in Car Accidents.

Health care is one of the most complicated matters to U.S. citizens. There are many different healthcare options, and people often may not know how exactly their plan works outside of using it to cover their usual prescriptions and doctor check-ups. However, when a serious injury happens from an accident such as a car collision, the victim’s hospital bills can be substantial.

If you’re in the process of filing a car accident injury lawsuit, knowing the laws in place to help those with healthcare plans may help you understand your case better. Let’s take a look at what protects some health care plans, what those protections do, and how they apply to certain situations regarding health insurance.

Subrogation of Health Insurers—What Does it Mean?

Published on May 14, 2019 at 3:31 pm in Car Accidents.

After a serious car accident you weren’t at fault for, you’re likely left with injuries that will need care. Since you weren’t responsible for the accident, insurance will cover your medical costs. However, you may find later that you’re being asked to pay some of those costs back. Subrogation of health insurers is a complex matter and you should have a professional at your side when this matter arises.

What Information Needs to Be Exchanged After a Car Accident?

Published on Apr 23, 2019 at 3:11 pm in Car Accidents.

The moments after a car accident are often full of confusion. You’re in shock of what happened but are also worrying about injuries, damages, and what you’re supposed to do next. At Belsky, Weinberg & Horowitz, LLC, we understand that car accidents happen, and people need to be aware of what actions they need to take after one occurs. It is also important that you know how to protect your rights after an accident.

What you do after a car wreck could possibly affect your settlement. Not following the proper protocol could mean getting less compensation than you deserve. One important step is exchanging information with the other driver or drivers who were involved. If you echange not enough information, it may be difficult to file the police report, but if you exchange too much information, it’s possible that your claim may be jeopardized depending on how the information is given. Here’s everything you need to know about driver information exchangement and how it should be handled.

What Legal Options Do Passengers Have After a Car Accident?

Published on Apr 16, 2019 at 2:39 pm in Car Accidents.

Car accidents injure many drivers and passengers in Maryland each year. As a passenger in a vehicle wreck, you didn’t have control of the vehicle and likely had nothing to do with the accident, but you may have sustained injuries that required hospital stays, complicated procedures, tests, medication—all items that can result in extensive medical bills. What are your legal options for receiving compensation in this situation?

There are many factors that go into calculating compensation for a passenger in a car accident settlement. You’ll want a trusted attorney at your side to make sure that your settlement is fair and will cover the costs of what you’ve been through. Your lawyer will carefully review what happened. Once the responsible party or parties is discovered, we’ll look into how they acted negligently, how the negligence harmed you, and what you suffered because of it. You deserve to know that your representatives will look out for your best interests no matter what.

5 Steps to Filing an Auto Insurance Claim Smoothly

Published on Apr 9, 2019 at 2:52 pm in Car Accidents.

Accidents are not uncommon on Maryland’s roadways. If you happen to find yourself involved in a crash, you may need to file a claim with your insurance company. This may be the last thing on your mind, especially if you’re dealing with injuries; however, it’s crucial to understand how to file an auto insurance claim so you can expedite the process and restore order in your life as quickly as possible.

An auto insurance claim is a request for compensation in accordance with your policy. While some individuals are lucky enough to have insurance companies that are easy to work with, others could run into issues with fine print in their contract or an insurance company that is unwilling to work with them. There are steps you can take to smoothly file a claim, so you can get your vehicle repaired and focus on your recovery.

How Many Car Accidents Does the Average Person Have?

Published on Apr 2, 2019 at 3:36 pm in Car Accidents.

It’s likely you know someone who was in a car accident. You, yourself, may have gone through the experience and are looking for options to aid in your recovery. Auto accidents are a common occurrence. Every day, there are thousands of car accidents all over the country. As a result, 20 to 50 million people are injured, and around one million victims lose their lives. But, how many times in your life will you be involved in a collision?

It’s not always possible for a driver to avoid a wreck with another vehicle. There are factors, like poor road conditions and inclement weather, that make it difficult or impossible for drivers to control their vehicles. In most situations, however, wrecks are completely preventable and occur as a result of human error or negligence.

How to Find Out if a Car Accident Has Been Reported

Published on Mar 19, 2019 at 6:44 pm in Car Accidents.

In a serious accident involving injury or significant property damage, having a police report filed is an important part of making sure the details of the event are accurately recorded. Once you’ve contacted the authorities, they’ll investigate the scene and file their report. It’s important to understand how to find out if a report has been filed and how to access it, as the information on there can help you build a case against the other driver if you’re seeking compensation for the crash.

When are Police Reports Filed for Car Crashes in Maryland?

In Maryland, car accidents aren’t typically investigated by law enforcement when the only consequence is minor property damage – so drivers involved in crashes like that do not need to contact the police or file a report. Instead, drivers are required to move off the road and exchange information with each other. The Maryland State Police provides a Collision Information Exchange Form to make the process easier.

Why is Whiplash So Common After a Car Accident?

Published on Mar 12, 2019 at 4:02 pm in Car Accidents.

Car accidents result in a variety of injuries. The type of accident, force of the crash, and health and age of the occupants play a role in determining how severe the physical harm will be. When thinking about injuries that can inhibit a person’s life, broken bones, head trauma, and back injuries often come to mind first. Soft tissue injuries, like whiplash, however, can seriously impact a person’s day-to-day life.

Whiplash, which is another term for a neck strain or sprain, is one of the most common injuries a person can sustain after a wreck. This has a lot to do with the forces the body is subjected to in a crash. When the neck is rapidly forced back and forth, like the cracking of a whip, the bones in the spine, disks between bones, muscles, ligaments, nerves, and tissues can be injured. While the discomfort may not be immediate depending on the severity of the injury, the symptoms that follow are likely to be painful.

If you’ve been diagnosed with whiplash or you are concerned you may have developed the condition, you’ll benefit from understanding as much about the condition as you can, in addition to seeking medical treatment and following your doctor’s orders.

How Long Does a Hit-and-Run Investigation Take?

Published on Mar 5, 2019 at 2:51 pm in Car Accidents.

Finding yourself dealing with the ramifications of a car accident is bound to be stressful – especially if you’ve been injured. If, however, you’re the victim of a hit-and-run accident, the experience is likely to be that much more frustrating. Whether you were in the vehicle at the time of the accident or not, you’ll need to contact your insurance company and try to resolve the matter as efficiently as possible.

Drivers involved in crashes are supposed to stop their vehicles, assess the situation to determine if medical attention is required, share contact information with the other driver(s), and contact the police so an official report can be filed. In Maryland, it is illegal for drivers to leave the car accident scene without completing those steps. Punishments, depending on the severity of the wreck, may range from fines to point removal on their driver’s licenses, or even jail time.

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