If an individual in Maryland decides to take the risk and drive without insurance and ends up getting into an accident, the resulting insurance and compensation implications can be complex. Whether the driver knowingly didn’t have insurance, or accidentally let their policy lapse, not having insurance definitely influences what happens after the accident.

No matter what, the uninsured driver will probably have to pay a fee for letting their insurance lapse. According to Maryland law, that penalty fee amount could vary. Depending on the scenario, the driver could have to pay other fees as well. If they’re injured in the accident, how does this affect the type of compensation they’re able to receive for damages? First, let’s take a look at some facts and Maryland laws.

After a car accident, you might not feel like you’re injured, but you could actually have a soft tissue injury. Soft tissue injuries could take hours or days to reveal themselves. The area might become swelled, bruised, or painful to move after a while, and that’s when you finally know you were hurt.

Since soft tissue injuries can take days to appear, it’s best to go to a doctor immediately after the accident even if you don’t think anything is wrong. The sooner you get seen by a doctor, the sooner you can start treating your injury.

When you’re injured or traumatized in a car accident, it’s likely you want recovery to happen as fast as possible so you can return to work and get your life back in order. Unfortunately, certain injuries can take time to heal. In order to alleviate some of the stress associated with recovery, it’s important to look at it in increments. Starting with what to do in the hours after an accident and working up to the days, weeks, and months to come is a good way to prepare yourself for what recovery will mean based on the physical and emotional trauma you endured.

It’s Maryland law for drivers with registered vehicles to have liability insurance. While you may be a responsible driver, this doesn’t mean that others are driving with full insurance. This can lead to convoluted insurance claims if there’s an accident. While this can be overwhelming to deal with on one’s own, there are people out there who can help you. Belsky, Weinberg & Horowitz, LLC can help you if you’re facing the challenges of an uninsured or underinsured motorist claim or in Baltimore.

When you’re selecting your auto insurance it’s important to understand your different coverage options. In general, you’ll have Med Pay and Personal Injury Protection (PIP) options. These forms of insurance pay for immediate and necessary medical services in the event a car crash results in injuries. In order to take care of medical issues promptly, insurance companies pay for their own client’s expenses. To understand what coverage is right for you, we’ll discuss the differences between Med Pay and Personal Injury and what’s required of you as a Maryland resident.

No matter how you feel after an auto collision, you need to get a medical evaluation from a doctor. You may think that you’re uninjured or feel like everything is okay, but this doesn’t mean you’re completely healthy. It’s common for car accident injuries to have delayed symptoms, meaning they take a while for you to feel or notice.

You may be wondering how this can happen. During a collision, your body fills with adrenaline. The shock of what happened blocks the symptoms of the injuries, leading you to believe that you’re unharmed. But even if you’re able to walk away from an accident, you may find yourself in incredible pain the next day when you wake up. Symptoms could take a few days or sometimes weeks to present themselves.

Our state sees its fair share of car accidents. Because of that, there are a number of laws in place to handle collisions and protect crash victims. In general, a crash needs to be reported if someone sustained injuries, the vehicles cannot be moved, one of the drivers seems to be intoxicated, one of the drivers does not have a license, the wreck was a hit-and-run, or if the accident damaged public property.

There are multiple codes that establish the car accident reporting guidelines, how you can make a post-accident report to the Motor Vehicle Administration (MVA), and how to report an accident involving a domestic animal.

Health care is one of the most complicated matters to U.S. citizens. There are many different healthcare options, and people often may not know how exactly their plan works outside of using it to cover their usual prescriptions and doctor check-ups. However, when a serious injury happens from an accident such as a car collision, the victim’s hospital bills can be substantial.

If you’re in the process of filing a car accident injury lawsuit, knowing the laws in place to help those with healthcare plans may help you understand your case better. Let’s take a look at what protects some health care plans, what those protections do, and how they apply to certain situations regarding health insurance.

After a serious car accident you weren’t at fault for, you’re likely left with injuries that will need care. Since you weren’t responsible for the accident, insurance will cover your medical costs. However, you may find later that you’re being asked to pay some of those costs back. Subrogation of health insurers is a complex matter and you should have a professional at your side when this matter arises.

The moments after a car accident are often full of confusion. You’re in shock of what happened but are also worrying about injuries, damages, and what you’re supposed to do next. At Belsky, Weinberg & Horowitz, LLC, we understand that car accidents happen, and people need to be aware of what actions they need to take after one occurs. It is also important that you know how to protect your rights after an accident.

What you do after a car wreck could possibly affect your settlement. Not following the proper protocol could mean getting less compensation than you deserve. One important step is exchanging information with the other driver or drivers who were involved. If you echange not enough information, it may be difficult to file the police report, but if you exchange too much information, it’s possible that your claim may be jeopardized depending on how the information is given. Here’s everything you need to know about driver information exchangement and how it should be handled.