It’s Maryland law for drivers with registered vehicles to have liability insurance. While you may be a responsible driver, this doesn’t mean that others are driving with full insurance. This can lead to convoluted insurance claims if there’s an accident. While this can be overwhelming to deal with on one’s own, there are people out there who can help you. Belsky & Horowitz, LLC can help you if you’re facing the challenges of an uninsured or underinsured motorist claim or in Baltimore.

When you’re selecting your auto insurance it’s important to understand your different coverage options. In general, you’ll have Med Pay and Personal Injury Protection (PIP) options. These forms of insurance pay for immediate and necessary medical services in the event a car crash results in injuries. In order to take care of medical issues promptly, insurance companies pay for their own client’s expenses. To understand what coverage is right for you, we’ll discuss the differences between Med Pay and Personal Injury and what’s required of you as a Maryland resident.

No matter how you feel after an auto collision, you need to get a medical evaluation from a doctor. You may think that you’re uninjured or feel like everything is okay, but this doesn’t mean you’re completely healthy. It’s common for car accident injuries to have delayed symptoms, meaning they take a while for you to feel or notice.

You may be wondering how this can happen. During a collision, your body fills with adrenaline. The shock of what happened blocks the symptoms of the injuries, leading you to believe that you’re unharmed. But even if you’re able to walk away from an accident, you may find yourself in incredible pain the next day when you wake up. Symptoms could take a few days or sometimes weeks to present themselves.

Our state sees its fair share of car accidents. Because of that, there are a number of laws in place to handle collisions and protect crash victims. In general, a crash needs to be reported if someone sustained injuries, the vehicles cannot be moved, one of the drivers seems to be intoxicated, one of the drivers does not have a license, the wreck was a hit-and-run, or if the accident damaged public property.

There are multiple codes that establish the car accident reporting guidelines, how you can make a post-accident report to the Motor Vehicle Administration (MVA), and how to report an accident involving a domestic animal.

Health care is one of the most complicated matters to U.S. citizens. There are many different healthcare options, and people often may not know how exactly their plan works outside of using it to cover their usual prescriptions and doctor check-ups. However, when a serious injury happens from an accident such as a car collision, the victim’s hospital bills can be substantial.

If you’re in the process of filing a car accident injury lawsuit, knowing the laws in place to help those with healthcare plans may help you understand your case better. Let’s take a look at what protects some health care plans, what those protections do, and how they apply to certain situations regarding health insurance.

After a serious car accident you weren’t at fault for, you’re likely left with injuries that will need care. Since you weren’t responsible for the accident, insurance will cover your medical costs. However, you may find later that you’re being asked to pay some of those costs back. Subrogation of health insurers is a complex matter and you should have a professional at your side when this matter arises.

The moments after a car accident are often full of confusion. You’re in shock of what happened but are also worrying about injuries, damages, and what you’re supposed to do next. At Belsky & Horowitz, LLC, we understand that car accidents happen, and people need to be aware of what actions they need to take after one occurs. It is also important that you know how to protect your rights after an accident.

What you do after a car wreck could possibly affect your settlement. Not following the proper protocol could mean getting less compensation than you deserve. One important step is exchanging information with the other driver or drivers who were involved. If you echange not enough information, it may be difficult to file the police report, but if you exchange too much information, it’s possible that your claim may be jeopardized depending on how the information is given. Here’s everything you need to know about driver information exchangement and how it should be handled.

Car accidents injure many drivers and passengers in Maryland each year. As a passenger in a vehicle wreck, you didn’t have control of the vehicle and likely had nothing to do with the accident, but you may have sustained injuries that required hospital stays, complicated procedures, tests, medication—all items that can result in extensive medical bills. What are your legal options for receiving compensation in this situation?

There are many factors that go into calculating compensation for a passenger in a car accident settlement. You’ll want a trusted attorney at your side to make sure that your settlement is fair and will cover the costs of what you’ve been through. Your lawyer will carefully review what happened. Once the responsible party or parties is discovered, we’ll look into how they acted negligently, how the negligence harmed you, and what you suffered because of it. You deserve to know that your representatives will look out for your best interests no matter what.

Accidents are not uncommon on Maryland’s roadways. If you happen to find yourself involved in a crash, you may need to file a claim with your insurance company. This may be the last thing on your mind, especially if you’re dealing with injuries; however, it’s crucial to understand how to file an auto insurance claim so you can expedite the process and restore order in your life as quickly as possible.

An auto insurance claim is a request for compensation in accordance with your policy. While some individuals are lucky enough to have insurance companies that are easy to work with, others could run into issues with fine print in their contract or an insurance company that is unwilling to work with them. There are steps you can take to smoothly file a claim, so you can get your vehicle repaired and focus on your recovery.

It’s likely you know someone who was in a car accident. You, yourself, may have gone through the experience and are looking for options to aid in your recovery. Auto accidents are a common occurrence. Every day, there are thousands of car accidents all over the country. As a result, 20 to 50 million people are injured, and around one million victims lose their lives. But, how many times in your life will you be involved in a collision?

It’s not always possible for a driver to avoid a wreck with another vehicle. There are factors, like poor road conditions and inclement weather, that make it difficult or impossible for drivers to control their vehicles. In most situations, however, wrecks are completely preventable and occur as a result of human error or negligence.