You just got a job after months or even longer of searching and applying, and you can’t wait to start on your first day. You’re excited because it’s got good hours, great pay, plus benefits. But, one thing most of us don’t consider when starting a new job is if our employer has workers’ compensation insurance coverage.

Does every employer in Maryland have to carry workers’ compensation coverage? We assume that all businesses have this coverage, but what if your employer doesn’t?

In this blog, we’ll discuss what the law requires of employers in Maryland and how you can make sure you’re covered.

If you’re involved in a vehicle collision on Baltimore streets, you’re likely to hear terms like “personal injury” or “bodily injury” being used frequently afterward. And when you look at the damage done to your vehicle, and you feel yourself hurting or see injuries to others, you could probably take a good guess at what those terms might mean.

But, in the aftermath of an accident, how do you know what is the difference between personal and bodily injury? And why do these differences matter?

We’ll explain more in this blog post.

Being involved in any kind of vehicle collision can be traumatic and disorienting. Not only might you and your passengers be hurt, but your vehicle is likely damaged, and you may be stuck in a dangerous spot,  such as the middle of fast traffic. To make things worse, the driver who caused your accident then flees the scene.

A hit-and-run accident is a crime in Maryland, that occurs when a driver collides with another vehicle, pedestrian, or stationary object and then leaves the scene. The aftermath of a hit-and-run accident can be devastating and frustrating and leave you reeling and unsure of what to do next.

When we think of dangerous jobs, our minds often go to construction or other similar labor-intensive occupations. Even with all of the safety protocols in place, accidents on job sites still occur every day, causing serious injuries, illnesses, and death.

Some jobs cause more injuries or deaths than others, but what are the most dangerous jobs in Maryland?

When you’re at work, you expect certain precautions and regulations to be followed to keep you and your coworkers safe. Unfortunately, even with the best safety equipment and standards, accidents still occur, and workers are injured.

According to the U.S. Bureau of Labor Statistics (BLS), employers reported 42,600 on-the-job injuries and illnesses in private industry in Maryland in 2022. Of those reported cases, 36,300 were injuries, while 6,400 were illnesses. And these are the numbers for the private sector alone.

When it comes to road safety, understanding the dynamics of car accidents is paramount.

The National Highway Traffic Safety Administration (NHTSA) projected that 42,795 people would die in motor vehicle crashes in the United States in 2022.

While every accident is unique, certain types of collisions tend to be more severe and carry a higher risk of fatalities. By delving into the characteristics of these accidents, we can gain valuable insights into how to prevent them and promote safer driving practices.

Workers’ compensation serves as a crucial safety net for employees who experience workplace injuries. 

It’s designed to provide financial assistance and medical benefits to workers who suffer injuries or illnesses on the job. However, not all claims are approved, which can leave employees in a difficult, and often frustrating position.  

When entering a Maryland place of business, whether as an employee or a customer, there are many things you may be thinking about, but your personal safety should not be one of them. Businesses have a responsibility and a duty of care to provide a safe environment free of potential accidents or acts of physical harm.

In today’s fast-paced world, businesses are constantly facing threats from various sources, including physical incidents. In 2022 alone, situations like these reportedly cost companies an estimated $1 trillion in revenue.

The 1.6-mile long Francis Scott Key Bridge, which forms part of the North-South connector, I-695, crashed into the extremely cold waters of the Patapsco River at around 1:30 a.m. on the morning of Tuesday, March 26.

Now that daylight has broken after the launch of an initial investigation and search and rescue mission, media reports suggest that there are only two potential survivors.

As many as 20 could still be unaccounted for.

In the intricate dance of traffic signals, each color and pattern carries its own message, guiding drivers safely through intersections and roadways.

Among these signals, the blinking yellow light stands out as a symbol of caution, urging drivers to proceed with care. But what exactly does it signify, especially in the context of Maryland’s traffic regulations?

Let’s delve into the nuances of the flashing yellow light and its implications for drivers navigating the roads of the Old Line State, Maryland.