A police report can play a major role in how your insurance company views your car accident claim. While police officers are not dispatched for every accident, they are sent when someone has been injured, when the accident is blocking traffic, when any of the drivers are under the influence of drugs or alcohol, or if the parties are fighting about what happened.
When the police officer arrives, they will talk with the involved parties, investigate and assess the accident scene, take photographs, talk to possible witnesses, and generate their report. The reports contain a variety of information; however, it’s important to understand that no two reports are the same. Every police department is likely to have their own form and their own way of generating the reports.
If you’ve been in an accident in Maryland, it’s important to understand how the information on the police accident report can affect your settlement offer. Let’s take a closer look at police accident reports in our state, so you have an idea what to expect in the event you’ve been in an accident.