Each year, various workers suffer injuries or fall ill while on the clock at work here in Baltimore. In fact, data published by the Maryland Occupational Safety and Health (MOSH) for the most recently documented year (2017) shows that 62,600 nonfatal workplace illnesses or injuries were reported to the state agency that year.

While the likelihood is that the overwhelming majority of the workers who suffered on-the-job injuries or illnesses ultimately recovered from their injuries and were able to go back to work, there’s a chance that they couldn’t return to their previous role and had to find another type of job. In this situation, you may wonder how workers’ compensation affects future employment. We’ll let you know what impact, if any, it has below.

It doesn’t matter whether your debt slowly crept up over time or if you were hit with several large bills in a short period of time—if you’re unable to repay your debts, you need help. Depending on your situation, filing for personal bankruptcy can be the step that opens up a path to financial freedom and stability in the future.

The beginning of this process can sometimes raise more questions than it initially answers, though. So if you’re asking, “Do you have to go to court to file for bankruptcy?” read on to learn more.

After a commercial trucking crash, a serious investigation into the driver, motor carrier, and other involved parties needs to be conducted. This is a critical step in assigning liability and restoring justice to the injured party.

We at Belsky & Horowitz, LLC explain how to check a commercial driver’s car accident history. If you have questions about a collision in which you or a loved one were injured, please reach out to our office to discuss your case for free with one of our trucking accident experts.

If you were asked to describe situations that may allow you to secure workers’ compensation benefits in Baltimore, you might describe a condition with a sudden onset, like:

• A slip and fall injury sustained by a worker on a slippery bathroom floor
• An employee who’s struck by a falling object dropped by a fellow construction worker overhead
• A worker who gets hurt in a car accident while making a sales call for their job
• A situation where an employee gets an arm caught in a piece of machinery at their manufacturing job

There are countless other types of injuries that can leave someone hurt, though.

The vast majority of employers in Maryland are required by law to maintain workers’ compensation insurance coverage for their employees, including those who work both part-time and full-time. For injured workers, these benefits provide a crucial financial lifeline during a period of their lives that is otherwise marked by struggle.

The importance of workers’ compensation benefits cannot be understated. When you are injured and unable to work, your financial security may begin to rapidly deteriorate. At Belsky & Horowitz, LLC, we believe that it is the right of every individual to have a working understanding of what benefits they are entitled to and how they will be paid.

This includes having an understanding of when it is possible to get back pay for workers’ comp.

Public safety workers in Maryland are given certain benefits through the state workers’ compensation commission. Below, we discuss the rights afforded by law to some of the hardest workers in our state.

If you are a public safety worker who has experienced an on-the-job injury or occupational illness, please contact Belsky & Horowitz, LLC to discuss the specifics of your case in person. We understand the nuances of workers’ comp cases involving public safety employees and will be glad to review your legal options with you at no cost during a courtesy case evaluation.

You may visit several places in or around Baltimore that have security guards, from banks to grocery stores, shopping centers or malls, hospitals and schools, government buildings, apartment complexes, and more. The presence of a security guard gives most individuals who work or visit those places of business a sense that they’re safe; however, that’s not always the case.

While some security guards are armed, others are not. Even if they are, they may not be in the right place at the right time or well-trained enough to de-escalate a situation before damage is done. There’s then a situation where a security guard may be aware of their responsibilities but not carry them out.

It may be possible to hold a security guard or the entity that hired them liable in scenarios like the ones described above. We’ll delve deeper into your options when you get hurt due to a security guard’s negligence below.

Maryland state law entitles injured workers to payments for their related medical expenses and a portion of their lost wages. These benefits are paid through an employer’s workers’ compensation insurance coverage, which virtually every employer in our state is required to carry and maintain.

But what happens when an employer or company is less than pleased that an injured worker decided to file a workers’ compensation claim? Unfortunately, it is not unheard of for an employer to terminate a worker who was simply trying to secure benefits for their injuries and lost wages.

If you’re hesitant to pursue benefits because you’re worried about being fired for filing a workers’ compensation claim, the attorneys at Belsky & Horowitz, LLC want to assure you of your legal rights to workers’ comp benefits—you cannot be fired for filing a workers’ compensation claim.

When debt becomes overwhelming, there is sometimes no way out on your own. Bankruptcy throws a legal lifesaver to those drowning under unpayable bills and expenses. A clean slate and a fresh start is often the best way for a person to reorganize financially and reestablish a sense of economic security in their life.

But what do bankruptcies cover? There are actually multiple different types of bankruptcy that cover different things. There are two common types of bankruptcy that most people facing debt due to medical bills, job loss, divorce, and other financially-binding situations file. Those are known as Chapter 7 bankruptcy and Chapter 13 bankruptcy.

Many workers head into work each day, not giving the thought that they may suffer an injury on the job a second thought. The reason many employees do is because they’re well aware that Maryland law requires most employers to purchase and maintain active workers’ compensation insurance to pay for their job-related injuries or illnesses.

While workers’ comp can provide workers with a way to receive compensated medical care, just like any insurance coverage, there’s no guarantee that an insurer will pay on the claim submitted to them, or at the very least, pay the full amount of the bill. Below, we’ll highlight some of the many tactics insurers use to devalue or deny workers’ comp claims so that you can be on the lookout for them if you find yourself in the unfortunate situation where you need to seek compensated care here in Baltimore.