The vast majority of employers in Maryland are required by law to maintain workers’ compensation insurance coverage for their employees, including those who work both part-time and full-time. For injured workers, these benefits provide a crucial financial lifeline during a period of their lives that is otherwise marked by struggle.

The importance of workers’ compensation benefits cannot be understated. When you are injured and unable to work, your financial security may begin to rapidly deteriorate. At Belsky & Horowitz, LLC, we believe that it is the right of every individual to have a working understanding of what benefits they are entitled to and how they will be paid.

This includes having an understanding of when it is possible to get back pay for workers’ comp.

Public safety workers in Maryland are given certain benefits through the state workers’ compensation commission. Below, we discuss the rights afforded by law to some of the hardest workers in our state.

If you are a public safety worker who has experienced an on-the-job injury or occupational illness, please contact Belsky & Horowitz, LLC to discuss the specifics of your case in person. We understand the nuances of workers’ comp cases involving public safety employees and will be glad to review your legal options with you at no cost during a courtesy case evaluation.

Maryland state law entitles injured workers to payments for their related medical expenses and a portion of their lost wages. These benefits are paid through an employer’s workers’ compensation insurance coverage, which virtually every employer in our state is required to carry and maintain.

But what happens when an employer or company is less than pleased that an injured worker decided to file a workers’ compensation claim? Unfortunately, it is not unheard of for an employer to terminate a worker who was simply trying to secure benefits for their injuries and lost wages.

If you’re hesitant to pursue benefits because you’re worried about being fired for filing a workers’ compensation claim, the attorneys at Belsky & Horowitz, LLC want to assure you of your legal rights to workers’ comp benefits—you cannot be fired for filing a workers’ compensation claim.

Many workers head into work each day, not giving the thought that they may suffer an injury on the job a second thought. The reason many employees do is because they’re well aware that Maryland law requires most employers to purchase and maintain active workers’ compensation insurance to pay for their job-related injuries or illnesses.

While workers’ comp can provide workers with a way to receive compensated medical care, just like any insurance coverage, there’s no guarantee that an insurer will pay on the claim submitted to them, or at the very least, pay the full amount of the bill. Below, we’ll highlight some of the many tactics insurers use to devalue or deny workers’ comp claims so that you can be on the lookout for them if you find yourself in the unfortunate situation where you need to seek compensated care here in Baltimore.

If you were injured at work, then your need for workers’ compensation benefits is likely abundantly clear to you. That clarity may not be shared by your employer, though. Many Baltimore employers and their insurers actively work to deny liability for work-related injuries, limiting the rights of victims to access benefits for their lost wages and medical care.

As an injured worker, you deserve better. Oftentimes, the most effective way to ensure your rights are respected and upheld is to secure the legal representation of a workers’ comp attorney. If you’re still wondering whether you need an attorney for a workers’ compensation claim in Maryland, we hope that the following blog will provide the information you need to make a thoughtful decision.

There are at least 3 million workers in the state of Maryland. Of those, an estimated 3% of them suffer occupational illnesses or work-related injuries annually, according to the Maryland Department of Health.

Maryland law requires most employers to have workers’ compensation insurance coverage to cover the medical bills, a portion of the lost wages, and other expenses their employee incurs if they get hurt or fall ill on the job. However, not all workers are eligible for these benefits.

This is just one of Maryland’s many workers’ compensation laws that can be beneficial for you to know about. Some others are included below.

The job of a treating physician in a workers’ compensation case is to diagnose your condition and provide a suitable treatment plan. It seems straightforward—like any other case of injury or illness a doctor handles.

But things can be much more complicated than they seem. Doctors handling workers’ compensation cases have to consider much more than just your physical condition.

As such, choosing a physician in your workers’ comp case is an important task. You need someone who is not just a top-notch medical care provider but who will also be your advocate when the insurance company tries to take away your right to fair compensation.

Insurance companies, workers’ compensation ones included, are in the money-making business. Their goal is to profit from collecting insurance premiums, not incur further debt.

Maryland workers’ comp insurance providers pursue a debt recovery process called subrogation whenever possible to minimize or eliminate their losses. Below, we’ll provide a more in-depth explanation of what the subrogation process entails and who it impacts the most.

If you suffer an on-the-job injury or occupational illness, the first place you’ll usually turn to seek help is workers’ comp. Workers’ compensation cases in our state are handled by the Maryland Workers’ Compensation Commission (WCC). Almost all employers in MD are required by state law to carry workers’ compensation insurance. These workers’ comp benefits help offset your losses if you are injured or become sick through the course of your employment.

But many injured workers are, understandably, not sure how to file a workers’ compensation claim in Maryland. Filing a workers’ comp claim is a complex process—and not something most people know how to do without having done it before. Furthermore, many employers and their insurers only complicate the process by working to deny workers’ compensation benefits to injured employees or attempting to give out fewer benefits than are deserved.

Many of us head off to work daily in the Baltimore area, never thinking of potential dangers we may face on the job. While there are certainly some Maryland residents who work in high-risk roles, an overwhelming majority of us wouldn’t classify our jobs as such. However, data published by the Bureau of Labor Statistics (BLS) shows that an estimated 2.6 million private sector workers suffer nonfatal illnesses and injuries annually.

The injuries or illnesses these employees are diagnosed with run the gamut from minor to major and include physical ailments and emotional or behavioral ones. Read on where we’ll highlight qualifying injuries and illnesses for worker’s compensation so you’ll be better informed about your rights if you get hurt on the job in Baltimore.