When you enter a store, you expect it to be safe. You might not like what the store is selling, but you shouldn’t be harmed when shopping.

The same holds true if you go into a restaurant, bar, nightclub, or any other public gathering space. The property owner is responsible for creating a safe environment for their customers.

In 2022, just 45% of fatally injured passenger vehicle occupants were using seat belts at the time of their accident, according to reports by the Insurance Institute for Highway Safety.

Seat belts save lives. That’s not just a popular saying; it’s a fact. In Maryland, seat belt laws are in place and enforced to help ensure the safety of drivers and passengers on our roads. Regardless of whether you’re new to the state or a longtime resident, knowing and understanding these laws can be crucial for your safety in a car accident, as well as to avoid tickets, fines, or other legal consequences.

Here in the Old Line State, we have some of the strictest seat belt laws in the country, and compliance isn’t just encouraged—it’s required.

Making the decision to file for bankruptcy can be difficult for anyone. But when you have a business, you want to make sure that your personal financial issues do not interfere with its operation. Sometimes, these owners may forgo filing bankruptcy to protect the ownership of the business. 

So, can I keep my business while filing for personal bankruptcy?

At Belsky & Horowitz, LLC, we want to provide as much information as possible to help you make the right decision for your situation. Let’s examine how personal bankruptcy affects business ownership. 

You spend a lifetime building up your retirement accounts and savings. When you file for bankruptcy, could they be in jeopardy? What happens to retirement accounts during bankruptcy? In most cases, these accounts can receive some type of protection from creditors.

At Belsky & Horowitz, LLC, we know that you want to protect your financial future. Let’s look at how retirement accounts are treated in bankruptcy.

When you have medical debts, that can put you into some serious financial trouble. When those bills start piling up, bankruptcy might be an option when you can’t find a way to pay off these debts. But can medical debt be discharged during a bankruptcy in Maryland?

Unfortunately, medical debt can burden you financially, but there are options to help alleviate some of those struggles. At Belsky & Horowitz, LLC, we understand that any type of debt can lead to stressful situations for you and your family.

Let’s discover whether you can find a way to help remove the burden of medical debt.

If you are drowning in debt, then you have a few options on the table, including bankruptcy. This process allows you to get relief from those overwhelming financial burdens. However, filing for bankruptcy does come at a cost. Your credit score will likely suffer as a result of this action.

At Belsky & Horowitz, LLC, we know that this can be a difficult decision, but it is not the end of the road for your credit. With the proper steps, you can file for bankruptcy and take steps to repair your credit. How does bankruptcy affect your credit score? Let’s look at these issues.

Maryland’s workers’ compensation program has been providing benefits for workers who were injured on the job since 1902. According to the Maryland Workers’ Compensation Commission, 21,842 workers’ comp claims were filed in 2021. That represents thousands of dollars in benefits being dispersed to workers in need. However, those benefits aren’t always provided until the insurance carrier conducts a thorough investigation. That is where the issue of how employee surveillance can impact a workers’ compensation claim.

The National Safety Council reports that 75,000,000 work days were lost to disabling injuries in the US in 2022, not including the day of the injuries or time off for check-ups following the injured employees’ return to work.

Getting back to work after an injury can be a complicated process, requiring careful planning, clear communication, and strict adherence to medical instructions. Whether you’ve suffered your injury at work or somewhere else, any transition back to your job should be done gradually and safely.

Rushing back to work too soon can risk greater harm, prolonging recovery or even causing you to suffer new injuries. Knowing how to safely return to work after an injury can make all the difference between a speedy and smooth recovery and experiencing prolonged health problems.

Let’s look at some key steps and strategies that can help make sure that your return to work after an injury is done safely and mindfully.

Workers’ compensation helps protect employees who suffer injuries or illnesses on the job. Nearly 60 billion dollars were paid out in workers’ compensation benefits in 2020.

This state-by-state system provides benefits like medical treatment, wage replacement, and compensation for permanent injuries and impairments. The workers’ compensation system can be extremely complex, however, which means that navigating the claims process isn’t always straightforward.

Knowing when to hire a workers’ compensation lawyer can be a pivotal first step in ensuring that your rights are protected and you get the benefits you’re entitled to.

Let’s talk about when it makes sense to hire a workers’ compensation lawyer and how having a legal representative can make all the difference in your case.

Getting into an accident with your car is bad. Getting into an accident with somebody else’s car is even worse. If that car is a company vehicle, it can get complicated, especially if losing its use impacts your job. There is also the issue of medical expenses and lost wages that might be incurred as a result of the accident. Does workers’ compensation cover car accident injuries in Maryland? The answer depends on the car you were driving and why you were driving.